Buying a motorcycle in Dhaka can be a daunting task, especially if you have a limited budget. I went through the same struggle in 2022 when I decided to get a bike to ease my daily commute from Banasree to Motijheel. Public transport was unreliable, and the traffic congestion made traveling extremely difficult. However, finding a dealer that offers a 0% interest EMI was a challenge. After extensive research, I finally found a showroom that met my needs. In this blog post, I’ll share my full experience so you can also find the best deals when purchasing a motorcycle on EMI in Dhaka.
Why I Needed a Motorcycle
My Daily Struggle with Public Transport
I live at Banasree, Dhaka, and my office is at Motijheel. The distance is not too far, but the road conditions and heavy traffic make commuting exhausting. The route from Banasree to Motijheel passes through some of the busiest and most crowded areas in Dhaka, such as Sipahibag, Khilgaon Rail Gate, Rajarbag Moor, Fakirapool Moor, Dainik Bangla Moor. Even every alternative road was equally congested, and there was no direct bus service from Banasree to Motijheel. I had to rely on rickshaws or Legunas, which were both inconvenient.
The Challenge of Using Rickshaws and Legunas
Finding a rickshaw during office hours was an uphill battle. And getting a Leguna? That was even harder than passing the BCS exam! The extreme crowd, uncomfortable seating, and long waiting times made me realize that I needed my own vehicle.
The Financial Challenge – Affording a Motorcycle
Since I had a small job with a limited salary, buying a motorcycle in cash was not an option. However, my brother had a credit card with a sufficient limit, so I started looking for motorcycle showrooms that offered EMI facilities. But there was another problem—most showrooms charged high-interest rates on EMI purchases.
EMI Options Available in Dhaka
- Yamaha Showrooms: They offer EMI options, but they require a 50% down payment, which was a burden for someone with a lower income.
- Other Dealerships: Most of them charged interest on EMI, making the total cost significantly higher than the actual price.
I needed a dealership that would allow me to buy a motorcycle on 0% interest EMI with an affordable repayment plan.
How I Found a 0% Interest EMI Dealer in Dhaka
After a long and exhausting search, I finally found a Honda showroom at Basila (Mohammadpur) that offered:
- 0% interest EMI
- No hidden charges
- Motorcycles at MRP (Manufacturer’s Retail Price)
- Flexible repayment options
This was exactly what I needed!
Using Facebook to Search for EMI Dealers
Finding such a dealer wasn’t easy, but I kept searching on Facebook motorcycle groups and marketplace listings. Many posts and discussions helped me discover showrooms that provided interest-free installment plans.
My Decision – Buying the Honda Hornet Special Edition
Once I found the right dealer, I decided to buy the Honda Hornet Special Edition with a one-year repayment schedule. The process was smooth, and the dealership was transparent about all costs and terms.
Why I Chose Honda Hornet Special Edition?
- Stylish and powerful
- Reliable performance
- Comfortable for Dhaka’s traffic conditions
- Affordable EMI plan available
Finally, I had my dream motorcycle without paying any extra interest!
Tips for Finding a 0% EMI Motorcycle in Dhaka
- Research Showrooms Online – Check dealership websites and Facebook pages for EMI offers.
- Join Motorcycle Groups on Facebook – Many people share their buying experiences, which can help you find a good deal.
- Visit Multiple Showrooms – Don’t settle for the first offer. Compare different dealers to get the best deal.
- Negotiate Smartly – Some dealers may adjust the EMI terms if you negotiate well.
- Check Hidden Charges – Ensure there are no additional fees apart from the motorcycle’s MRP.
Conclusion
Buying a motorcycle on a 0% interest EMI in Dhaka is possible, but it requires patience and thorough research. If you’re struggling with daily commutes and want an affordable motorcycle financing option, start searching for showrooms that offer interest-free EMI. It’s not easy to find, but it’s worth the effort!
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